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Health Insurance Plans

Not everyone who needs coverage is on Medicare. If you are under 65, retiring early or helping a family member, we can help you understand your health insurance options.

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Who This Page Is For

01

Adults under 65 without employer coverage.

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Early retirees waiting for Medicare.

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Self-employed people and small business owners.

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Families looking for coverage.

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People who recently lost coverage.

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Individual and Family Plans

These plans are available through Covered California or directly from carriers. They are organized into metal levels (Bronze, Silver, Gold and Platinum), which balance monthly premiums against what you pay when you get care. Depending on your income, you may qualify for financial help that lowers your premium.

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​Bridging to Medicare

If you retire before 65, you may need coverage until Medicare begins. We can help you compare options so there is no gap.

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Supplemental Coverage

We can also discuss add-on options such as dental and vision, depending on availability in your area.

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When Can You Enroll?

Most people enroll during the yearly open enrollment period. You may qualify to enroll at other times if you have a qualifying life event, such as losing coverage, moving, getting married or having a baby.

Let's Find Your Fit

Tell us about your household and your budget. We will explain your options clearly.

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